Make it cheaper
Financing, rebates, and tax credits.
A new HVAC system is a five-figure decision. Here's how I help South Bay homeowners knock it down.
0% APR financing for qualified buyers
I work with HVAC-specific lenders that offer 12–24 month 0% APR financing for qualified buyers. Longer terms (60–120 months) are available with competitive low-rate plans for buyers who want to spread the cost out further.
Federal tax credits (Inflation Reduction Act)
Heat pump installations qualify for up to $2,000 in federal tax credits under the IRA. The qualifying equipment list is specific — I'll only quote you systems that actually qualify so you don't lose the credit on a technicality.
SoCal Edison rebates
Southern California Edison offers rebates for heat pump installations and high-efficiency equipment. Stacking IRA credits + Edison rebates can knock $2,500–$4,500 off a typical heat pump install.
Sample math (Torrance heat pump install, mid-2026 pricing)
- Quoted system price: $14,200
- Federal tax credit: −$2,000
- SoCal Edison rebate: −$2,200
- Effective out-of-pocket: $10,000
- Financed at 0% APR over 18 months: ~$556/month
Want me to run the math on your home? Call (866) 982-3652 — takes 15 minutes on the phone.